UBA Loan Offers 2020: Requirements and USSD Codes

Hello there! have you been looking for a way or wondering if it’s possible to get a Loan from one of Nigeria’s top leading banks? We are here for you. We bring to you some mouth watery UBA Loan Offers which you can’t resist. Its a money making season and no doubt the right time to invest most especially in recent times.

Getting a quick loan without much paper-works seems hard these days but luckily we’ve got you some that requires no or less paper works and signs. Well that’s not it.

We’ll be diving to take a deep peek on some amazing loan opportunities in Nigeria offered by the United Bank of Africa featuring Loan requirement, interest rate and how to apple and get approved. Remember the Xtra team always got your back.

Let’s now take a look at some Loan opportunities and packages offered by UBA.

Loan Packages Offered by UBA Bank

Here are some of  the Loan Packages and Offered by the United Bank of Africa (UBA):

1. UBA Click Credit Loan

UBA click credit loan gives you funds up to N5million in less than 3 minutes at an interest rate of 1.58% monthly and pay back in 12 months time.

UBA Click Credit Loan Requirements

To qualify for a click credit loan, you must:

  • Have a UBA account.
  • You must have received your salary through UBA for the last 6 months.

How to get click credit loan from UBA

To get a click credit loan, please follow these steps:

  • With your mobile phone, dial *919*28# and send.
  • Now, follow the on-screen command to get your UBA loan.
  • You can also a loan from any of UBA digital channels (Mobile/ Internet banking or through LEO).
  • Receive your loans within 5 minutes.

Pay back on time to lower your interest rate and increase your loan limits.

2. UBA Personal(No Wahala) Loan

Sometimes life comes with different situations where unexpected or needed expenses may arise and exceed your income and savings.

Personal loans or you can say no Wahala loan can fill the financial gap. UBA personal(No Wahala) loan gives you funds up to N30million depending on your salary and other set terms and conditions, and access up to 50% of your debt service ratio (DSR) and pay back at your convenience usually within 5 years time.

With UBA personal loan, you can take care of your urgent personal issues, unwanted medical issues, marriage and vacation issues etc.

UBA Personal Loan Requirements

  • A copy of your pay slip and bank statement of account showing salary inflow in the last 6 months.
  • Valid means of identification.
  • Confirmation letter and/ or last promotion letter.
  • A functional UBA salary account.
  • Employer’s undertaking to domicile salary with UBA or completed employee inquiry form.

How to get a UBA personal loan

Follow these steps to apply for UBA personal loan:

  • Visit any UBA branch near you to complete your loan application form, or you can click here to download and fill your loan application form.
  • Summit your application to the customer service officer in any UBA branch near you.
  • on review and approval of your loan, you will be required to sign an offer letter detailing the loan terms and requirements.
  • Upon execution of offe letter, loan disbursed into your UBA salary account within 48 hours.

Pay back on time to lower your interest rate and increase your loan limits.

3. UBA Asset Finance Loan

UBA Asset finance loan gives you the opportunity to purchase that assets you have always longed for, without depleting your savings or working capital.

You don’t have to wait to get the things you want, you can buy home appliances, mobile phones, electronic devices, solar systems, generator, furniture and other assets with UBA asset finance loan and repay at your convenience.

You are only required to make available a minimum equity contribution of 30% of the cost of the asset to be acquired, while the bank will provide the balance of the cost as a loan. You can choose to pay back the loan for a maximum period of 24 months.

UBA Asset Finance Loan Requirements

  • A functional UBA salary account.
  • Valid means of identification.
  • Confirmation letter and/ or last promotion letter.
  • Pro-forma invoice for the item issued in the name of the bank/the applicant.

How to get a UBA Asset finance loan

  • Visit any UBA branch near you and obtain a pro-forma invoice (PFI) for your preferred items.
  • Submit your invoice and complete a loan application form.
  • Provide the minimum equity contribution of 20% of the cost of the assets.
  • Provide the funds to cover the insurance cost.
  • Upon review and approval of your loan, you will be required to sign an offer letter detailing the loan terms and requirements.
  • Receive your loans within 24 hours.

Repay on time to lower your minimum equity contribution percentage.

4. UBA Auto Loan

UBA Auto loan gives you a loan up to N15million to purchase that dream car of yours, with a minimum equity contribution of 30% and pay back conveniently in up to 48 months.

You can purchase a vehicle with UBA Auto loans from any of these brands; Mercedes, Hyundai, Toyota, Nissan, Ford, Benz, Kia, Honda, Suzuki, Mitsubishi or Volkswagen etc.

UBA Auto Loans Requirements

Here are a list of what you are to provide before applying for a loan:

  • A functional UBA salary account.
  • Valid means of identification.
  • Confirmation letter and/ or last promotion letter.
  • Employers undertaking to domicile salary with UBA or completed employee inquiry form.
  • Pro-forma invoice for the item issued in the name of the bank/the applicant.

How to get a UBA Auto Loan

  • Visit any UBA branch near you to obtain a pro-forma invoice for your preferred items.
  • Present the invoice and complete a loan application form.
  • contribution of 30% of the cost of the items.
  • Provide the funds to cover the insurance cost.
  • Upon review and approval of your loan, you will be required to sign an offer letter detailing the loan terms and requirements.
  • Receive your loans within 24 hours.

Repay on time to lower your minimum equity contribution percentage.

UBA PayDay Loan

Currently, the United Bank of Africa UBA are not offering any Payday loan like Access Bank, Zenith and the likes. Though we are expecting they should in the nearest future. We should update you as soon as this UBA Loan offer is available.

Requirement for UBA PayDay Loan

This is section is not available for now. check back later.

How to Apply UBA PayDay Loan and Get Approved

This is section is not available for now. check back later

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UBA Loan Code

UBA loan USSD Code is *919*28# which can be use to access loans on UBA bank without visiting any UBA branch.

You can apply for a loan without the need of internet connection or data. Any phone that can make an receive calls is acceptable.

How to Repay your UBA Loan

Follow these steps to pay back your loans on UBA bank:

UBA bank make use of Auto debit system that quickly deducts your fund’s on your way due date(s).
You can also repay your loan by dialing *919*28# and follow the on-screen commands.

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