Lidya Loan 2020: Loan Without Collateral in Nigeria & USA

Lidya Loan puts you in control of your finance. Available in Nigeria, USA, Poland and Czech Republic. Here’s how to apply and get up to N30,000,000, $100,000, PLN2,000,000 and Kc^10,000,000 Directly to your bank account without collateral.

But first, let’s get to know a little about Lidya Loan opportunity for small business and working capital.

About Lidya Loan For Small Business And Working Capital in USA, Poland, Nigeria & Czech Republic

Lidya is a USA holding financial institution that provide access to credit and finance across frontier and emerging markets. They provide loans to business owners in Nigeria and some other countries to expand or build their business and generate more income. To assess credit risk, Lidya uses close to 100 data points to evaluate businesses, build a credit score unique to each business, and disburse loans in 24 hours or less.

Lidya Loan steps

Can you see how fast Lidya loan works? well, let’s get to know more on how this loan offer without collateral works

How Lidya Loan Works

Here is how Lidya loan works in Nigeria, USA, Poland and Czech Republic:

1. Create an account

Visit Lidya website, select your country and register by creating an account

2. Upload your transaction history

Before applying for loans, you have to upload your Requirements/data quickly and safely. Your data will be analyzed within 24 hours. Don’t worry all your information are safe and will never be disclose to any third party.

3. Understand your transaction data

Have a record of all your transactions that you can access online, anytime, anywhere.

4. Be qualified for a loan

If your business needs more funds to expand/grow, then think no further than seeking for a loan on lidya.

5. Loans disbursement

Receive the loans within 24 hours of applying directly to your bank account.

Lidya Loan Requirements For Small And Large Businesses

Here are all the following requirements expected from you in order to qualify for a loan without collateral on Lidya:

1. Bank account

For loan disbursement, make sure you have a valid bank account with your business name registered as the account name.

2. Phone number

When seeking for a loan and, make sure to register with the phone number linked to your BVN.

3. Bank statement of account

Upload your last 3 – 6 months bank statement of account. This is important so as to validate that yes the provided bank account is active enough for the stipulated loan request.

4. Business owner

Before you will be able to qualify for a Business loan on Lidya, you must make sure that you are a business owner and that you have been running the said business for at least, a minimum of 3 months. With proof if possible.

5. Website

The last quality requirement to qualify for a loan on Lidya, you as the business owner must make sure your business can be found on Google with a valid web address. Yes, a website is one last but not the least requirement you will be needing in order to get your loan request approved on You might want to checkout how to create a website in 5 minutes or perhaps contact us to get it done for you within 3 working days.
Why Choose Lidya loan?

Here are a list of what you stand to gain when using lidya as your loan options:

Why You Should Apply for a Loan on Lidya

  • No hidden charges

Lidya charges you 0% fees on any funds you choose to borrow.

  • No collateral or guarantor needed

Banks require collateral or guarantor to give out loans. To get financing from Lidya, you don’t need to bring in collateral or guarantor. Lidya algorithms process around 100 data points to make lending decisions.

  • Fast, Reliable and easy to use

Access working capital, keep track of your loans and invoice your customers 24/7. Your loan applications are processed within 24 hours or at most within 48 hours and, if approved, disbursement takes place instantly.

  • Security is paramount

Lidya encrypt the data you choose to share with them and protect your privacy. Be rest assured that your data will never be revealed to any third party.

  • Lidya credit score

Lidya make use of a credit/risk assessment score to determine your loan limits and interest rates. Repay your loans on time to build up your credit score and increase your loan limits and decrease your interest rates.

How to get a loan with Lidya in Nigeria, USA, Poland and Czech Republic

To quickly get your loan on from Nigeria, Poland, USA and Czech Republic, follow these steps:

  1. Click here to visit lidya Loan for small business website
  2. Now you will have to click on “Need Financing” and select your country of residence.
  3. On the next page, you’ll have to click on “Sign up” button and fill all the required field e.g name, email, phone number e.t.c
  4. At the bottom of the page, click on “Accept Terms” and then “Create Account”. (Now you should wait for an email verification) – click on it to activate your free Lidya Loan account.
  5.  Here you completely provide your business details e.g company name, registration number, phone number, bank account e.t.c
  6. Apply for a FREE LOAN without collateral
  7. Receive your free LOAN within 24 hours directly into your provided bank account.

NOTE: Repaying your loan on or before due date help build your credit score, increase your loan limit and also decrease your loan interest rates.

Lidya loan interest rates

Lidya offers no fixed interest rates on loans. Lidya make use of a credit score to determine your loan interest rates.

How to Repay a Loan on Lidya

Lidya make use of a direct debit system that quickly deducts your loan balance on your loan due dates. However, you can also choose to repay your loans through any of the available options that is being shown to you at the time of applying for loans.

Lidya Loan Contact Details

For more information, visit any of these Lidya loan head office near you.

Lagos, Nigeria

Oko Awo Street, Victoria, Island.

New York, USA

Warsaw, Poland

We work Hotel Europejski, 13 Krakowskie Przedmiescie.

Prague, Czech Republic

Panskà 854/2 Novèstro, Praha 1.

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